Online Leather Products

Online Shopping Tips:

• Protect your computer. Install the most recent updates for spam filters, anti-virus and anti-spyware software and a secure firewall;

• Shop on trustworthy Web sites. Check on sellers’ reputations and records for customer satisfaction at the BBB Web site. Always look for BBB seals and other widely-recognized trust marks on retailer Web sites and click on seals to confirm they are valid;

• Protect your personal information. Read the site’s privacy policy and understand what personal information is being requested and how it will be used. If one isn’t posted, it should be taken as a red flag that personal information may be sold to others without permission;

• Beware of deals sounding too-good-to-be-true. Offers on Web sites and in unsolicited e-mails can often sound too-good-to-be-true, especially extremely low prices on hard-to-get items. Trust your instincts and do not be afraid to pass up a deal that might cost you in the end;

• Beware of phishing. Legitimate businesses do not send e-mails claiming problems with orders or accounts to lure you into revealing financial information. If you receive such an e-mail, call the company’s contact number on the Web site where the purchase was made to confirm there really is a problem with the transaction;

• Confirm online purchases are secure. Look in the address box for the “s” in https:// and the lower-right corner for the lock symbol before paying. If there are any doubts about a site, right-click anywhere on the page and select “Properties” to see the real URL (Web site address) and the dialog box will reveal if the site isn’t encrypted;

• Pay with a credit card. It’s best to use a credit card, because under federal law, you can dispute charges if you don’t receive the item. You also have dispute rights if there are unauthorized charges on your credit card, and many card issuers have zero liability policies under which you pay nothing if someone steals your credit card number and uses it. Never wire money and only shop locally on sites like Craigslist;

• Keep documentation of orders. After completing the online order process, there may be a final confirmation page or you might receive confirmation by e-mail. Save a copy of the Web page and any e-mails for future reference and as a record of the purchase;

• Check credit card statements often. Don’t wait for paper statements; check your credit card statements for suspicious activity by either calling credit card companies or checking statements online regularly; and

• Know your rights. Federal law requires orders made by mail, phone or online be shipped by the date promised or, if no delivery time was stated, within 30 days. If goods aren’t shipped on time, you can cancel and demand a refund. There is no general three-day cancellation right, but you have the right to reject merchandise if it was defective or was misrepresented. Otherwise, the company’s policies determine if you can cancel the purchase and receive a refund or credit.


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How to decrease online fraud Not Present (CNP) transactions

For the past several years, shopping online has become more convenient that most consumers do prefer.

Online merchants want a solution for fraudulent transactions so that they both convenient to consumers and reduce the risk on money transfer. By using 3-D Secure Authentication programs offered by Visa, MasterCard, and JCB to reduce danger, but don’t want to swamp down the customer with added security.

These card issuers are seeking to decrease fake transactions while increasing the use of cards for online shopping. Further authentication and verification using the Verified by Visa, MasterCard Secure Code, or JCB J/Secure programs is needed to make sure that an unauthorized user is not using your card holder’s account records for theft of supplies and services.

So users make use of these services from several informative websites. Also be cautions from these online scammers who is ready to vanish your account balance.

Shopping online can be amazing. There's an implicit world of selections when it comes to the supplies and services that you may need such as electronics and ornaments and they are all available at the rate of your mouse.

Still, there are many things to consider before we opt for shopping online; while we may not like to think about it, there are many scammers on the internet just waiting to take your hard-earned money.

Let the first and primary thing which, you need to make sure is that the transaction that you will be performing is done under the extreme inspection when it comes to safety. In general while placing an online order, you send your credit card number through a host of lines and circuits. To be confident that you are doing a safe transaction, you need to make sure that the online retailer use SSL technology to encrypt the data. This SSL technology is providing a check at the bottom corner of your web browser for a lock icon. This is one of the ways to your web browser's to inform you that the transaction will be a safe one. If you’re not confident giving your numbers over online, then no issues many retailers suggest an option to call by phone to place an order.

Also one more important thing to consider is that the seller is a trustworthy one or not. To make sure that the business is on good terms when it comes to customer service, you may want to check their status with the Better Business Bureau. If they seem to be straddled with a number of complaints, it may be in your best interests to avoid doing business with the company.

Last, but definitely not least, is reading the fine print. Many online scammers employ the use of fine print to tie you to some sort of agreement which you were not planning on. This may include extending a subscription fee, or issuing a cancellation fee should you decide to no longer need the business' services. Also, you may want to consider what the company's return policy is when it comes to merchandise purchases. Knowing exactly what you are getting into when performing a transaction is of the utmost importance when it comes to keeping your money safe online.